Watercraft Insurance

Much like auto insurance, boat insurance covers your boat or yacht for liability and physical damage. In addition, you can also purchase coverage for medical payments, personal property (including fishing equipment), towing, trailer, and uninsured boater coverage. Losses on boat policies are typically paid based on an agreed value or actual cash value. The average boat policy contains $300,000 of liability coverage, however coverage ranges from $100,000 to $1,000,000. If you have significant assets then more coverage may be desirable. It is recommended that you purchase an umbrella liability policy to better shield you from an injured party. The best way to navigate the fine print of your policy is with an experienced agent who has your best interest in mind. At Daigle & Travers, we pride ourselves on being those kinds of agents.

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