Valuable article insurance is either an endorsement to a homeowner’s insurance policy or a separate policy designed to provide the broadest level of coverage for valuable items such as jewelry, furs, silver, fine arts and more. Itemized valuable article policies generally do not have a deductible or policy sub-limit, however, blanketed coverage may carry a per item limit. Coverage is typically written on an agreed value basis with no reduction for depreciation. The best way to navigate the fine print of your policy is with an experienced agent who has your best interest in mind. At Daigle & Travers, we pride ourselves on being those kinds of agents.