Home insurance typically provides some degree of coverage for the dwelling (plus attached fixtures and structures), personal property of the occupants, liability and living expense if you need to be relocated during repairs. Some folks assume that if you have homeowners insurance and disaster strikes your house, the insurance will pay to have your home rebuilt and refurnished. In actuality, the industry terms within your policy dictate how much you will get paid. For example, the following terms will all offer different payouts: replacement cost, guaranteed replacement cost, extended replacement cost or actual cash value (ACV). The best way to navigate the fine print of your policy is with an experienced agent who has your best interest in mind. At Daigle & Travers, we pride ourselves on being those kinds of agents.
Read our blogs for helpful tips or just give us a call and talk to an expert today.
Basic Home Insurance
- Homeowners Insurance for the First Time Home Buyer
- Builder’s Risk Insurance Guide
- What is Hazard Insurance?
- Flood Insurance
- Antique Home Insurance Guide
- Hurricane Deductible Insurance Guide
- Builders Risk Insurance
- Why is My Home Insured for More Than Its Market Value
- Trends In Construction Costs in NY and CT
- Are There Different Types of Storm Deductibles?
Inside Your Home
- Workers Compensation Insurance for Domestic Help
- Valuable Articles Insurance
- Watercraft Insurance: What You Need to Know
- Jewelry Insurance: Be Proactive; Be Prepared
- Wearable Collections: A Guide to Couture Insurance Coverage
- Personal Umbrella Liability
- Personal Umbrella and Excess Liability Coverage
- Water Backup and Sump Pump Overflow Insurance
- 5 Ways Paying Your Insurance Late Harms You
- Home Buyers Insurance Guide
- New Home Construction Insurance Guide
- Buying Waterfront Property in CT and NY
- 2019 Spring Home Buying Market Insurance Tips
- Summer Tips For Homeowners
- Coastal Home Insurance Guide
- Halloween: Tips to Make Your Celebration a Treat