Jewelers Block Insurance

If you are in the business of selling, manufacturing and distributing high-value metals and gems, then one single loss can have a devastating impact on your business. If you incur a loss that sets you back tens to hundreds of thousands of dollars, are you able to come back from this? Chances are, no. With an investment of a Jewelers Block Insurance Policy, you can sleep better at night knowing your investment in inventory is protected.

What is Jewelers Block Insurance?

It is coverage that protects against physical loss or damage to precious and semi-precious stones, jewels, jewelry, precious metals and other related property typical to the jewelry trade, including the property of others entrusted to the insured as well as property of an insured entrusted to others.

Who needs it?

If you are a retail jeweler store, a wholesaler or a manufacturer that markets precious stones to jewelers than you need to carry a Jeweler’s Block Insurance Policy.  Most business owner’s policies will not supply the coverage needed after a loss.

Jewelry stores often have expensive inventory and are a target for theft so adding a Jewelers Block Insurance Policy can help cover a catastrophic loss.

Protect your inventory against the following:

  • Fire
  • Shipping and travel-related losses
  • Crime- such as theft of raw materials and precious stones
  • Natural disaster
  • Damage to customers jewelry while in your possession
  • Damage to inventory at a tradeshow, auction or in transit
  • Theft of jewelry from the store or storage

Jewelers Block is a form of inland marine insurance.  It’s a property policy that is designed to insure property that is portable.

For more information reach out to Daigle & Travers Insurance.  We have three convenient locations in Connecticut: Wilton, Darien, and Westport.  One of our many experienced insurance professionals will be able to guide you throw the insurance process.  Reach us at 203-655-6974 or at