Farm and Barn Insurance
Farm & Barn Info
Whether you have a hobby farm and board a few horses in the backyard, have a small family farm, or a large commercial barn we have the right coverages available to meet your various needs. Our in-house farm & horse farm expert, Brittany Kochiss, has been riding and showing horses since 2001 and competes with her own horse in the hunter & equitation ring. She understands your needs and has a solid insurance background to make sure your farm is properly protected.
If you have any farming operations, you need a specialized policy to meet your needs as a standard homeowner’s policy can exclude your business operations and may not cover your barn or other farming relating equipment such as tractors.
A comprehensive farm owner’s policy will cover your home and contents (a standard part of a homeowner’s policy), and all structures on the property (indoor arena, run in sheds, barns, etc.) equipment, tractors and you can include any valuables and collectibles such as jewelry & fine art.
This type of policy will also provide loss of use coverage in the event your home suffers a claim which means that it provides you with the additional cost of living while your home is being repaired.
A farm policy provides both personal liability and commercial liability, that includes coverage for your equine operations and owned horses. This will provide coverage for third-party bodily and property damage claims that may be brought against you.
You can also cover your tack, scheduled equipment including tractors, hay, signs, fencing, and livestock all on the farm package.
Different Exposures our policies offer coverage for:
- General Liability
- Horseback riding Lessons
- Horse Shows
- Day/Summer Camps
- Handicapped/Therapeutic Riding
- Equine Liability
- Trail Rides
- Pony Rides
- Carriage Rides
- Birthday Parties
- Trainers Professional Liability
- Care Custody & Control
- Farm Auto
- Workers Compensation…and more!
As an equestrian and insurance agent, we specialize in this field which means we speak your language and know what you need!
We work with various farm insurance carriers allowing us to make sure you have tailored custom farm insurance to meet your needs. Some of our farm carriers include: Acadia, American Reliable, Chubb Agribusiness, Great American and Travelers Farm Division.