Homeowners Insurance for First Time Home Buyers Being a first time home buyer is really exciting but can also be scary. Often the catalyst to purchase is connected to other major life decisions like getting married or having children. People are deciding that investing money into your own property, instead [...]

Water Backup and Sump Pump Overflow Insurance Have you ever come home from a long day of work or after being away for the weekend and found a pool of water in your basement? How did it get there, what caused it, and what do I do now? The water [...]

Why is my home insured for more than its market value? This is the million-dollar question. One of the most difficult questions for an agent to answer and for a client to accept. There is an old saying location, location, location. We hope that this article will help with [...]

Buying Waterfront Property in Connecticut and New York When home buyers are considering the purchase of waterfront or coastal property in Fairfield or Westchester County, there are several insurance factors they need to understand.  We always recommend consulting an insurance professional prior to making an offer on your new home. [...]

2019 Spring Home Buying Market: Insurance Tips Before You Buy Each spring in Fairfield and Westchester Counties, the spring home buying market begins. This is a busy time of year for local realtors, lawyers, mortgage brokers and insurance agents. Clients are moving to the area for the first time, up/downsizing [...]

If a tree falls, who’s responsible? By Marty Skidmore Storms are just one cause of downed trees that damage property. Living in Fairfield or Westchester County we have the coastal exposure as well as heavily wooded regions within a few 1000 feet of the water. This combination creates perfect conditions [...]

Trends in construction costs By Mandelyn Gerhart Material and labor costs are contributing to higher construction costs in Fairfield and Westchester County. Reconstruction cost – or replacement cost – is the cost of hiring a contractor to replace your home as it is, using materials and design of the same [...]

A Guide to Coastal Home Insurance by Daigle & Travers Homeowners insurance is vital for any homeowner who wants to keep their investment safe. Some houses need more coverage than others, especially a coastal home. When it comes to your waterfront home, your homeowner’s insurance policy should be more complex [...]