Buying Waterfront Property in Connecticut and New York

2019-03-30T01:17:10+00:00March 22nd, 2019|Homeowners Insurance|

When home buyers are considering the purchase of waterfront or coastal property in Fairfield or Westchester County, there are several insurance factors they need to understand.  We always recommend consulting an insurance professional prior to making an offer on your new home so that you understand the insurance ramifications prior [...]

Personal Umbrella Insurance Coverage or Excess Liability Coverage

2019-03-30T01:10:42+00:00February 25th, 2019|Personal Insurance|

What is Personal Umbrella Insurance Coverage and Why Should Everyone Have It? What if: You are in a car accident and injure or kill another party Skiing in Vermont, you collide with another party and injure them You are in an altercation with another person and they are injured You [...]

2019 Spring Home Buying Market: Insurance Tips Before You Buy

2019-03-30T01:12:13+00:00February 11th, 2019|Homeowners Insurance|

Each spring in Fairfield and Westchester Counties, the spring home buying market begins. This is a busy time of year for local realtors, lawyers, mortgage brokers and insurance agents. Clients are moving to the area for the first time, up/downsizing their homes or buying their first home after having rented. [...]

When Trees Fall

2018-12-18T09:05:52+00:00December 18th, 2018|Homeowners Insurance|

If a tree falls, who’s responsible? By Marty Skidmore Storms are just one cause of downed trees that damage property. Living in Fairfield or Westchester County we have the coastal exposure as well as heavily wooded regions within a few 1000 feet of the water. This combination creates perfect conditions [...]

Personal Insurance: Trends in Construction Costs in Connecticut and New York

2018-11-08T11:37:14+00:00November 8th, 2018|Homeowners Insurance|

By Mandelyn Gerhart TRENDS IN CONSTRUCTION COSTS Material and labor costs are contributing to higher construction costs in Fairfield and Westchester County. Reconstruction cost – or replacement cost – is the cost of hiring a contractor to replace your home as it is, using materials and design of the same [...]

What’s less expensive, the cost of a chimney sweep or a chimney fire?

2018-10-26T11:44:32+00:00October 26th, 2018|Homeowners Insurance|

In Fairfield County, the frost is appearing in the morning and you can feel the winter upon us. What does that mean for most suburbanites? Fireplace season! What’s better than getting home from a long day or work and getting a fire going in your fireplace or wood stove. Before [...]