Automobile Insurance

August 2nd, 2017|Personal Insurance|

Connecticut Automobile Insurance   What is auto insurance? Auto insurance is a contract you purchase, where by the insuring agency pays for some portion of property, liability and/or medical expenses incurred from some calamity occurring during use of your vehicle. What and whom is covered is determined by the type [...]

Flood Insurance

August 1st, 2017|Homeowners Insurance|

Flood Insurance FAQs   Roughly 40% of US residents live in shoreline communities, the overwhelming majority of which have some form of homeowner’s insurance. Unfortunately, homeowner’s insurance (also known as Hazard insurance) does not cover damage from flooding. So in 1968, Congress created the National Flood Insurance Program so that [...]

Watercraft Insurance: What You Need to Know

August 1st, 2017|Homeowners Insurance|

Watercraft Insurance FAQs   Much like auto insurance, boat insurance covers your boat or yacht for liability and physical damage. In addition, you can also purchase coverage for medical payments, personal property (including fishing equipment), towing, trailer, and uninsured boater coverage. Losses on boat policies are typically paid based on [...]

Valuable Articles Insurance

August 1st, 2017|Homeowners Insurance|

Valuable Articles Insurance   What is Valuable Article Insurance? Valuable article insurance is either an endorsement to a homeowner’s insurance policy or a separate policy designed to provide the broadest level of coverage for valuable items such as jewelry, furs, silver, fine arts and more. Itemized valuable article policies generally [...]

Inland Marine Insurance & Ocean Marine Coverage

July 31st, 2017|Business Insurance|

Inland Marine Insurance & Ocean Marine Coverage   What is Inland Marine/Contractor’s Equipment Insurance? Contractor’s equipment insurance is designed to cover damaged or missing contracting equipment. Contractors insurance policies can extend beyond covering equipment; it can also cover small tools, employees’ equipment, such as large machinery, and borrowed or rented [...]

Professional Liability Insurance or Errors & Omission (E&O)

July 31st, 2017|Business Insurance, Special Coverage|

What is Errors & Omissions Insurance? E&O is a form of professional liability insurance that helps protect professional advice and service. It protects individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit. The [...]

Tesla Insurance Guide

July 28th, 2017|Automobile Insurance|

A guide to Tesla insurance by Daigle & Travers, Darien, Connecticut (203) 655-6974   According to the Highway Loss Data Institute, insurance premiums for Tesla owners could potentially go up 30 percent. This is because drivers of Teslas have submitted 46 percent more claims on average than vehicles of the [...]

Renters Insurance Guide

July 14th, 2017|Renters Insurance|

There are many different beliefs when it comes to insuring a rented dwelling. A majority of tenants believe that they are covered under their landlord’s insurance policies. However, this is not the case. According to the Insurance Information Institution, only 37% of renters buy renters insurance. Meanwhile, 97% of homeowners [...]

Equine Insurance Guide: Protecting Your Horses for Sickness, Injury & Death

June 30th, 2017|Horse Farm & Equine Insurance|

A Guide to Equine Mortality, Major Medical and Surgical Insurance by Daigle & Travers, 22 Thorndal Circle, Suite 2, Darien, CT 06820.  (203) 655-6974 Everyone knows how valuable horses are to their owners. These beautiful, yet fragile animals are susceptible to a variety of injuries and diseases. Equine Insurance provides [...]