Naming Your Life Insurance Beneficiary
By Ann S. Binzer Purchasing a life insurance policy is an important piece of financial planning. Naming a beneficiary, and changing that beneficiary when necessary, is also a key component of insurance planning. Keep these tips in mind when naming a life insurance beneficiary: Spouse's Name When listing a spouse [...]
Directors & Officers Insurance (D&O)
Directors & Officers Insurance for High Net Worth individuals. Do you like to give back to your community? One way many of our clients do this is by volunteering to sit on different boards of directors. Most non-profits will carry Directors & Officers coverage, but the limits provided [...]
Personal Umbrella Insurance Coverage or Excess Liability Coverage
What is Personal Umbrella Insurance Coverage and Why Should Everyone Have It? What if: You are in a car accident and injure or kill another party Skiing in Vermont, you collide with another party and injure them You are in an altercation with another person and they are injured You [...]
2019 Spring Home Buying Market: Insurance Tips Before You Buy
2019 Spring Home Buying Market: Insurance Tips Before You Buy Each spring in Fairfield and Westchester Counties, the spring home buying market begins. This is a busy time of year for local realtors, lawyers, mortgage brokers and insurance agents. Clients are moving to the area for the first time, up/downsizing [...]
Term vs. Permanent Life Insurance: Which is right for you?
By Nathan Otto The biggest question to answer when purchasing life insurance is whether you need a term or permanent policy. Each type has advantages and limitations. To make the right decision, you should know and understand your options. Here are a few questions to consider: How will the money [...]
How Do I Best Insure My Tesla?
How do I best insure my Tesla? In past few years, Tesla has expanded the models they offer, Model X, Model S and most recently the Tesla Model 3. Insurance premiums for Tesla owners could potentially go up 30 percent with standard insurance carriers. One of the reasons for this [...]
Liquor Liability Insurance
What Is Liquor Liability Insurance? Liquor Liability or “Dramshop” Insurance protects a company that sells, serves, or manufactures alcohol products, against claims that occur when a patron drinks too much and injures himself or someone else. This includes after they have left your establishment. The technical definition: Coverage for bodily [...]
Jewelers Block Insurance
If you are in the business of selling, manufacturing and distributing high-value metals and gems, then one single loss can have a devastating impact on your business. If you incur a loss that sets you back tens to hundreds of thousands of dollars, are you able to come back from [...]
When Trees Fall
If a tree falls, who’s responsible? By Marty Skidmore Storms are just one cause of downed trees that damage property. Living in Fairfield or Westchester County we have the coastal exposure as well as heavily wooded regions within a few 1000 feet of the water. This combination creates perfect conditions [...]
Millennial Generation Produces Overachievers – Meet Tom Velazquez and You’ll Agree
Can millennials have it all? The generation born in the 80s gets a tough rap. They are often dismissed as a generation of folks who were overprogrammed, over-coddled kids that demand trophies for last place and immediate gratification. Those kids are now adults in their thirties and we’re wondering what [...]
Small Businesses Insurance for the Local Business Owner
Insurance For Small Businesses Without the investment of local business owners in the economy, who would be there to better the community? Small businesses are the foundation and lifeblood of local the economy. Furthermore, small businesses bring innovation to increase efficiency in our evolving world. Do I need small [...]
Commercial Insurance for Retail Businesses
A Retailer Guide to Commercial Insurance Purchasing in CT and NY Daigle & Travers Insurance, a Connecticut based independent insurance agency with three convenient locations, specializes in commercial insurance throughout the Tri-State area. With over 35 years of insurance experience, we can tailor an insurance policy to any unique [...]