Workers Compensation Insurance in Connecticut and New York

March 29th, 2019|Insurance Blog|

A Guide to Workers Comp Cost by Daigle & Travers, Darien, Connecticut (203) 655-6974 All businesses in Connecticut and New York that have employees are required to carry workers compensation insurance. Depending on your industry, workers compensation may be your highest expense after payroll. *Note that in New York, [...]

Buying Waterfront Property in Connecticut and New York

March 22nd, 2019|Homeowners Insurance|

When home buyers are considering the purchase of waterfront or coastal property in Fairfield or Westchester County, there are several insurance factors they need to understand.  We always recommend consulting an insurance professional prior to making an offer on your new home so that you understand the insurance ramifications prior [...]

Personal Umbrella Insurance Coverage or Excess Liability Coverage

February 25th, 2019|Personal Insurance|

What is Personal Umbrella Insurance Coverage and Why Should Everyone Have It? What if: You are in a car accident and injure or kill another party Skiing in Vermont, you collide with another party and injure them You are in an altercation with another person and they are injured You [...]

2019 Spring Home Buying Market: Insurance Tips Before You Buy

February 11th, 2019|Homeowners Insurance|

Each spring in Fairfield and Westchester Counties, the spring home buying market begins. This is a busy time of year for local realtors, lawyers, mortgage brokers and insurance agents. Clients are moving to the area for the first time, up/downsizing their homes or buying their first home after having rented. [...]

Liquor Liability Insurance

January 11th, 2019|Insurance Blog|

What Is Liquor Liability Insurance? Liquor Liability or “Dramshop” Insurance protects a company that sells, serves, or manufactures alcohol products, against claims that occur when a patron drinks too much and injures himself or someone else. This includes after they have left your establishment. The technical definition: Coverage for bodily [...]

When Trees Fall

December 18th, 2018|Homeowners Insurance|

If a tree falls, who’s responsible? By Marty Skidmore Storms are just one cause of downed trees that damage property. Living in Fairfield or Westchester County we have the coastal exposure as well as heavily wooded regions within a few 1000 feet of the water. This combination creates perfect conditions [...]