Lay-Up Period in Boat Insurance
Lay-up Periods in Boat Insurance What is a lay-up period? Lay-up refers to the time period that a boat is not being used. In the Northeast, most insurance carriers have a lay-up from November to April. Depending on the size of your boat, your lay-up period will require pulling your [...]
What Happens if I Have a Gap in Car Insurance?
What happens if I have a gap in car insurance? We received a call last week from a prospective client and they are insured with a direct insurance carrier and they were explaining that they had a gap in car insurance coverage due to non-payment/late payment over the summer. This [...]
Fraud SafeGuard
Fraud SafeGuard Home Insurance, it’s all the same right? Just go for the cheapest policy and hope for the best. That’s what we used to hear from clients. Then through educations, we have been able to show clients the difference in insurance carriers. Who Falls for Fraud: Remember Fyre Festival [...]
Builders Risk for House Flippers
Builders Risk for House Flippers Many property owners turned house flippers are under the impression that a homeowner’s insurance policy will provide all the coverage they need for the remodeling they plan to do. Planned renovations may be minor (replacing flooring and cabinets) or major (moving a load-bearing wall or [...]
Everyone Lives in a Flood Zone
Everyone Lives in a Flood Zone Everyone lives in a flood zone. Yes, you read that right. One of the most common myths about floods is that if you don’t live near water, you’re not at risk. The truth, however, is that you don’t need to live in [...]
Hurricane Safety Tips, Preparations and Checklists
Hurricane Safety Tips, Preparations, and Checklists by Jennifer Towne from Acadia Insurance The Northeast has been fortunate to have experienced a lull in hurricane activity in the past few years. However this year, the National Oceanic and Atmospheric Administration (NOAA) has revised its forecast to increase the likelihood of a more [...]
Workers Compensation for Single Member LLCs
Workers Compensation for Single Member LLCs Effective July 25th 2019, members of a Single Member LLC that currently carry workers compensation insurance will now be automatically included on their policies. This is a big change from how Connecticut used to treat workers compensation policies. Daigle [...]
Why Is Water Damage Such a Big Deal?
Why is water damage such a big deal? by Matt Hunter at Cincinnati Insurance Water damage is consistently a common and severe cause of loss to homeowners. It is amazing to see the damage that water can do. Water carved the Grand Canyon – just [...]
Control Your Equipment Breakdown Costs
Control Your Equipment Breakdown Costs As a business owner you work hard to ensure the success of your business, it makes sense to prepare for the unexpected. Selecting an equipment breakdown coverage option with your business property insurance policy protects you against financial loss from [...]
Media Liability Insurance
Media Liability Insurance Media and entertainment companies such as publishers, broadcaster, producers, bloggers, vloggers and podcasters have an ever-growing range of serious media liability exposure. Any company can have exposure to media risks if they have a website or communicate information in any way. Regardless [...]
Workers Compensation: Coverage for Domestic Workers in New York State
Workers Compensation: Coverage for Domestic Workers in New York State Daigle & Travers Insurance Agency provides risk management for many individuals and families living in Connecticut and New York. We often find that our clients, especially working parents, enlist the help of domestic workers, such as [...]
Land Rover Insurance
Land Rover Insurance Guide by Daigle & Travers High-end SUVs are, by nature, statement pieces that set their owners apart from all other car owners on the road. The drawback to having an exclusive vehicle is that when it is in need of repairs or maintenance, certified technicians and [...]