Blog2020-02-19T20:12:20+00:00

How Does the NFIP Define A Flood?

May 1st, 2020|Blog|

How Does the NFIP Define A Flood? Do you live in a coastal community? Many people move to the Tri-State area because they want to live by the water. When moving to the coast, it sometimes creates unexpected new insurance concerns. Not only do many residents have to purchase homeowner’s [...]

Case Study: Family with Direct Insurance Carrier

March 20th, 2020|Blog|

Case Study: Successful family with a direct insurance carrier. CLIENT “A” Client “A” is a highly successful, professional, two-income family of four who initially had a direct insurance carrier. Both between 45-50 years old. He a surgeon and she an attorney. Their approximate net worth was in excess of $10M [...]

Under Insured Motorist and Cyclists

February 28th, 2020|Automobile Insurance, Personal Insurance|

Are you a cyclist? Have you thought about the repercussions of being hit by an under insured driver? Do you understand uninsured/under insured motorist insurance coverage? No one wants to discuss death or serious injury. Unfortunately, if you ride a bike, you need to plan for a potential disaster. Distracted [...]

Insurance in the YouTuber Universe

December 6th, 2019|Blog|

Insurance in the YouTuber Universe Thomas Ayres, CPIA Digital video influencers have totally changed the way information is delivered and received in our society. The draw to become a YouTube influencer (and hopes of making millions) has overtaken the lives of our nation's youth. If you have children with iPods, [...]

Fraud SafeGuard

October 7th, 2019|Personal Insurance|

Fraud SafeGuard Home Insurance, it’s all the same right?  Just go for the cheapest policy and hope for the best. That’s what we used to hear from clients. Then through educations, we have been able to show clients the difference in insurance carriers. Who Falls for Fraud: Remember Fyre Festival [...]

Builders Risk for House Flippers

October 4th, 2019|Personal Insurance|

Builders Risk for House Flippers Many property owners turned house flippers are under the impression that a homeowner’s insurance policy will provide all the coverage they need for the remodeling they plan to do. Planned renovations may be minor (replacing flooring and cabinets) or major (moving a load-bearing wall or [...]

Everyone Lives in a Flood Zone

September 6th, 2019|Homeowners Insurance|

Everyone Lives in a Flood Zone Everyone lives in a flood zone. Yes, you read that right. One of the most common myths about floods is that if you don’t live near water, you’re not at risk. The truth, however, is that you don’t need to live in [...]

How Does the NFIP Define A Flood?

May 1st, 2020|Blog|

How Does the NFIP Define A Flood? Do you live in a coastal community? Many people move to the Tri-State area because they want to live by the water. When moving to the coast, it sometimes creates unexpected new insurance concerns. Not only do many residents have to purchase homeowner’s [...]

Case Study: Family with Direct Insurance Carrier

March 20th, 2020|Blog|

Case Study: Successful family with a direct insurance carrier. CLIENT “A” Client “A” is a highly successful, professional, two-income family of four who initially had a direct insurance carrier. Both between 45-50 years old. He a surgeon and she an attorney. Their approximate net worth was in excess of $10M [...]

Under Insured Motorist and Cyclists

February 28th, 2020|Automobile Insurance, Personal Insurance|

Are you a cyclist? Have you thought about the repercussions of being hit by an under insured driver? Do you understand uninsured/under insured motorist insurance coverage? No one wants to discuss death or serious injury. Unfortunately, if you ride a bike, you need to plan for a potential disaster. Distracted [...]

Insurance in the YouTuber Universe

December 6th, 2019|Blog|

Insurance in the YouTuber Universe Thomas Ayres, CPIA Digital video influencers have totally changed the way information is delivered and received in our society. The draw to become a YouTube influencer (and hopes of making millions) has overtaken the lives of our nation's youth. If you have children with iPods, [...]

Fraud SafeGuard

October 7th, 2019|Personal Insurance|

Fraud SafeGuard Home Insurance, it’s all the same right?  Just go for the cheapest policy and hope for the best. That’s what we used to hear from clients. Then through educations, we have been able to show clients the difference in insurance carriers. Who Falls for Fraud: Remember Fyre Festival [...]

Builders Risk for House Flippers

October 4th, 2019|Personal Insurance|

Builders Risk for House Flippers Many property owners turned house flippers are under the impression that a homeowner’s insurance policy will provide all the coverage they need for the remodeling they plan to do. Planned renovations may be minor (replacing flooring and cabinets) or major (moving a load-bearing wall or [...]

Everyone Lives in a Flood Zone

September 6th, 2019|Homeowners Insurance|

Everyone Lives in a Flood Zone Everyone lives in a flood zone. Yes, you read that right. One of the most common myths about floods is that if you don’t live near water, you’re not at risk. The truth, however, is that you don’t need to live in [...]