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Term vs. Permanent Life Insurance: Which is right for you?

2019-06-25T17:47:28+00:00February 1st, 2019|Life Insurance|

Term vs. Permanent Life Insurance: Which is right for you? By Nathan Otto The biggest question to answer when purchasing life insurance is whether you need a term or permanent policy. Each type has advantages and limitations. To make the right decision, you should know and understand your options. Here [...]

Liquor Liability Insurance

2019-06-24T15:48:49+00:00January 11th, 2019|Business Insurance|

Liquor Liability Insurance What Is Liquor Liability Insurance? Liquor Liability or “Dramshop” Insurance protects a company that sells, serves, or manufactures alcohol products, against claims that occur when a patron drinks too much and injures himself or someone else. This includes after they have left your establishment. The technical definition: [...]

When Trees Fall

2019-06-26T14:13:58+00:00December 18th, 2018|Homeowners Insurance|

If a tree falls, who’s responsible? By Marty Skidmore Storms are just one cause of downed trees that damage property. Living in Fairfield or Westchester County we have the coastal exposure as well as heavily wooded regions within a few 1000 feet of the water. This combination creates perfect conditions [...]

Millennial Generation Produces Overachievers – Meet Tom Velazquez and You’ll Agree

2019-06-26T14:28:21+00:00December 4th, 2018|Community News|

  Millennial Generation Produces Overachievers - Meet Tom Velazquez and You'll Agree Can millennials have it all? The generation born in the 80s gets a tough rap. They are often dismissed as a generation of folks who were overprogrammed, over-coddled kids that demand trophies for last place and immediate gratification. [...]

Small Businesses Insurance for the Local Business Owner

2019-06-26T14:38:06+00:00November 28th, 2018|Business Insurance|

  Insurance For Small Businesses Without the investment of local business owners in the economy, who would be there to better the community? Small businesses are the foundation and lifeblood of local the economy. Furthermore, small businesses bring innovation to increase efficiency in our evolving world. Do I need small [...]