Homeowners Insurance

Personal Umbrella Liability Insurance   What is a personal umbrella policy? Sometimes liability claims occur that may exceed the limits of your underlying insurance policies due to your family’s activities, use of your home, or more often than not, car accidents. Your umbrella policy is an additional layer...

Flood Insurance FAQs   Roughly 40% of US residents live in shoreline communities, the overwhelming majority of which have some form of homeowner’s insurance. Unfortunately, homeowner’s insurance (also known as Hazard insurance) does not cover damage from flooding. So in 1968, Congress created the National Flood Insurance...

Watercraft Insurance FAQs   Much like auto insurance, boat insurance covers your boat or yacht for liability and physical damage. In addition, you can also purchase coverage for medical payments, personal property (including fishing equipment), towing, trailer, and uninsured boater coverage. Losses on boat policies are typically...

Valuable Articles Insurance   What is Valuable Article Insurance? Valuable article insurance is either an endorsement to a homeowner’s insurance policy or a separate policy designed to provide the broadest level of coverage for valuable items such as jewelry, furs, silver, fine arts and more. Itemized valuable article...

A Guide to Antique Home Insurance by Daigle & Travers, Darien, Connecticut (203) 655-6974 Homeowners insurance is vital for any homeowner who wants to keep their investment safe. However, some houses need more coverage than others, especially an older home. When it comes to your antique...

An Insurance Guide to Hurricane Deductibles by Daigle & Travers, Darien, Connecticut (203) 655-6974 Many homeowners living on or close to the coast often wonder if their property is covered against hurricane-related damages and they should be. High winds and tropical storms are very typical of...

Contractor Insurance Quotes   What is builders risk insurance? This insurance coverage is specifically designed to protect buildings and structures that are under development, renovation or construction as well as the equipment being used in the construction project. These policies can include protection for construction materials, heating and...