Homeowners Insurance

A Guide to Builder’s Risk Insurance by Daigle & Travers, Darien, Connecticut (203) 655-6974 Builder's risk insurance, also known as Course of Construction, is a type of policy that protects an insurable interest during construction, repair or renovation. During the process of construction, an owner, general...

A blog about hazard insurance by Daigle & Travers, Darien, Connecticut (203) 655-6974 What is Hazard Insurance? Hazard insurance is not a separate type of coverage from a homeowner’s insurance policy. Rather, it is synonymous with a homeowner’s policy, and it will provide protection for the structure...

Personal Umbrella Liability Insurance   What is a personal umbrella policy? Sometimes liability claims occur that may exceed the limits of your underlying insurance policies due to your family’s activities, use of your home, or more often than not, car accidents. Your umbrella policy is an additional layer...

Flood Insurance FAQs   Roughly 40% of US residents live in shoreline communities, the overwhelming majority of which have some form of homeowner’s insurance. Unfortunately, homeowner’s insurance (also known as Hazard insurance) does not cover damage from flooding. So in 1968, Congress created the National Flood Insurance...

Watercraft Insurance FAQs   Much like auto insurance, boat insurance covers your boat or yacht for liability and physical damage. In addition, you can also purchase coverage for medical payments, personal property (including fishing equipment), towing, trailer, and uninsured boater coverage. Losses on boat policies are typically...

Valuable Articles Insurance   What is Valuable Article Insurance? Valuable article insurance is either an endorsement to a homeowner’s insurance policy or a separate policy designed to provide the broadest level of coverage for valuable items such as jewelry, furs, silver, fine arts and more. Itemized valuable article...

A Guide to Antique Home Insurance by Daigle & Travers, Darien, Connecticut (203) 655-6974 Homeowners insurance is vital for any homeowner who wants to keep their investment safe. However, some houses need more coverage than others, especially an older home. When it comes to your antique...

An Insurance Guide to Hurricane Deductibles by Daigle & Travers, Darien, Connecticut (203) 655-6974 Many homeowners living on or close to the coast often wonder if their property is covered against hurricane-related damages and they should be. High winds and tropical storms are very typical of...