Homeowners Insurance

A Guide to Builder’s Risk Insurance by Daigle & Travers, Darien, Connecticut (203) 655-6974 Builder's risk insurance, also known as Course of Construction, is a type of policy that protects an insurable interest during construction, repair or renovation. During the process of construction, an owner, general...

Home insurance typically provides some degree of coverage for the dwelling (plus attached fixtures and structures), personal property of the occupants, liability and living expense if you need to be relocated during repairs.  Some folks assume that if you have homeowners insurance and disaster strikes...

A blog about hazard insurance by Daigle & Travers, Darien, Connecticut (203) 655-6974 What is Hazard Insurance? Hazard insurance is not a separate type of coverage from a homeowner’s insurance policy. Rather, it is synonymous with a homeowner’s policy, and it will provide protection for the structure...

Personal Umbrella Liability Insurance   What is a personal umbrella policy? Sometimes liability claims occur that may exceed the limits of your underlying insurance policies due to your family’s activities, use of your home, or more often than not, car accidents. Your umbrella policy is an additional layer...

Flood Insurance FAQs   Roughly 40% of US residents live in shoreline communities, the overwhelming majority of which have some form of homeowner’s insurance. Unfortunately, homeowner’s insurance (also known as Hazard insurance) does not cover damage from flooding. So in 1968, Congress created the National Flood Insurance...

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